Sandbox access in minutes

Payment Infrastructure for the Machine-to-Machine Economy

Start with test credentials, follow one set of documentation, and move to live payments after paid onboarding and business verification.

5 SDK Languages
8 Payment Rails
100% API Coverage
// Intelligent Payment Routing
const
route = await vega.routing.selectOptimalRail({
  amount: 1500.00,
  currency: 'USD'
});
// Best eligible route selected; savings verified after settlement

Core Payment Features

Enterprise-grade payment processing with developer-friendly APIs

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Multi-Provider Support

Plaid, FedNow, Stripe, RTP, Stablecoins, Visa Direct, Mastercard Send. One API, multiple rails.

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PCI Compliant

Enterprise-grade security with PCI DSS compliance, encryption, and secure tokenization.

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Real-Time Analytics

Live transaction monitoring, webhooks, and comprehensive analytics dashboard.

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RESTful APIs

Clean, well-documented REST APIs with comprehensive error handling and retry logic.

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WebSocket Support

Real-time payment status updates via WebSocket connections for instant notifications.

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QuickBooks Sync

Automatic accounting synchronization with QuickBooks for seamless financial management.

πŸ€– Agentic Commerce Platform

Production-ready payment infrastructure for AI agents and autonomous transactions

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Intelligent Payment Routing

AI selects the best eligible rail using total cost, success probability, settlement speed, and risk. Supports ACH, FedNow, RTP, stablecoins, Visa Direct, and Mastercard Send.

  • βœ“ Real-time fee comparison
  • βœ“ Optimal rail selection
  • βœ“ Cost optimization analytics
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Autonomous Dispute Resolution

AI agents resolve disputes in minutes, not months. Automated evidence collection, analysis, and agent-to-agent negotiation.

  • βœ“ AI-powered evidence analysis
  • βœ“ Agent-to-agent negotiation
  • βœ“ Minutes, not months
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B2B Agentic Invoicing

AI reads, verifies, and processes B2B invoices automatically. Contract verification, early-pay discount negotiation, and payment scheduling.

  • βœ“ Automated invoice processing
  • βœ“ Contract verification
  • βœ“ Early-pay negotiation
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Know Your Agent (KYA)

AI agent identity verification, spending limits, and intent verification. Foundation for Machine-to-Machine payments.

  • βœ“ Agent identity verification
  • βœ“ Spending limit management
  • βœ“ Intent verification
🀝

Agent Payment Protocol (VACP)

Vega Agentic Commerce Protocol enables AI agents to authenticate, verify, and execute transactions with merchants autonomously.

  • βœ“ Agent-to-merchant protocol
  • βœ“ Merchant verification
  • βœ“ Transaction signing
🏠

Smart HOA Features

Reserve fund AI management, adaptive dues engine, intelligent collections, and vendor payment automation for real estate.

  • βœ“ Reserve fund optimization
  • βœ“ Adaptive dues recommendations
  • βœ“ Intelligent collections

SDKs (source available β€” npm publish pending)

Languages in the vega-sdks monorepo. Use the live OpenAPI + agentic docs until packages publish.

TypeScript

@vega/payments-sdk

Source / publish pending

Java

com.vega:payments-sdk

Source / publish pending

Python

vega-payments

Source / publish pending

.NET

VegaPayments

Source / publish pending

Ruby

vega-payments

Source / publish pending

Live API docs (OpenAPI + AGENTIC)

MCP Server Integration

AI assistants can interact with Vega Payments via Model Context Protocol (source / publish pending)

@vega/mcp-server (publish pending)
Flat platform pricing

One predictable fee. Every eligible route compared.

Vega's platform fee is independent of the selected rail. Processor, bank, network, and payment-method charges remain separate.

Sandbox

Explore and integrate

$0 / month

Test funds only

  • Test API key after email verification
  • Five sandbox payment attempts
  • API reference and SDK guides
  • No payment method required
Start in sandbox
Launch

Move your first live payments

$29 / month

250 transactions or $10K volume

  • One production processor or rail
  • Baseline-versus-route reporting
  • Self-service onboarding
  • Live key after KYB approval
Choose Launch
Scale

Control high-volume routing

$499 / month

10,000 transactions or $1M volume

  • Up to eight supported connections
  • Routing, retries, and policy controls
  • Reconciliation and dispute workflows
  • Priority support and 99.9% target
Choose Scale
Enterprise

Contracted for your payment stack

$1,500+ / month

Above 10,000 transactions or $1M volume

  • Contracted throughput and connections
  • Custom rails and white-label options
  • Dedicated implementation
  • Enhanced support and SLA options
Talk to Vega
How bands work

The higher plan applies when either transaction count or payment volume crosses a limit. Every plan includes a 10% monthly burst allowance; sustained usage moves to the appropriate band in the following billing period.

Savings you can audit

Keep the value the router creates.

We compare Vega's settled route against your configured default route. The most expensive eligible rail is contextβ€”not a savings claim.

Baseline cost Your configured default route
Realized savings Baseline minus settled route cost
Net savings Realized savings minus Vega's flat fee
Eligible cost range Lowest to highest, shown as context

Both usage limits apply. Completed live transactions are counted; payment volume is measured monthly. Processor, network, interchange, bank, cross-border, currency-conversion, return, and dispute charges may apply separately. Modeled savings are estimates; realized savings are calculated after settlement. Live access requires a paid plan and completed business verification.

One journey from test call to live payment.

Start in the sandbox, keep the docs beside you, and upgrade when your integration is ready.

Open your sandbox View docs